Who this helps: Every New Yorker — but especially older adults, recent arrivals to the city, and the family members and neighbors who look out for them. Save the numbers in this guide to your phone today.
What’s happening this week
The NYC Department of Consumer and Worker Protection (DCWP) has reported a roughly 35% year-over-year increase in fraud incidents reported by older New Yorkers, with phone-based scams, AI-cloned voice calls, and fake “Department of Homeland Security” arrest threats leading the pack. The NYPD continues to operate a 24-hour scam-awareness hotline.
Federal Trade Commission data shows that adults over 60 nationally lost more than $3.4 billion to scams in 2023, an almost 11% increase from the year prior, and 2024 and 2025 reporting has tracked along the same trend.
The good news: every scam circulating in New York right now has a known pattern, and the official channels for reporting them are open.
The single number to memorize: 646-610-SCAM
The NYPD operates a citywide scam hotline at 646-610-SCAM (646-610-7226). This is the line to call if you have just been targeted by a phone scam, suspect a family member is being targeted, or want to report a scam that is actively happening in your neighborhood.
The NYPD has stated explicitly that no NYPD officer, no Social Security Administration representative, and no other legitimate law enforcement agency will ever contact you and ask for money, gift cards, cryptocurrency, or personal information over the phone. If that happens: hang up immediately, then call 646-610-SCAM.
The five scams currently circulating in NYC (May 2026)
1. Fake “Department of Homeland Security” or law-enforcement arrest threats
A caller claims to be from DHS, ICE, the FBI, or the NYPD and tells you there is a warrant for your arrest, an unpaid fine, or a frozen account. They demand immediate payment by wire, gift card, or cryptocurrency to “clear the matter.” Real agencies do not work this way. Hang up. Call 646-610-SCAM.
2. “Friendly greeting” phishing texts
A stranger texts you something like “Hi, is this Sarah?” or “Did you make it home okay?” If you reply, the conversation drifts into a friendly chat that eventually pivots to a fake investment opportunity, romance scam, or crypto pitch. Do not reply to unknown numbers, even to say “wrong number.” Block and delete.
3. AI-generated voice cloning of family members
You receive a panicked call from someone who sounds exactly like a grandchild, child, or parent saying they are in jail or in an accident and need bail money sent immediately. AI tools can now clone a voice from a few seconds of social media audio. Hang up. Call the family member back at their known number. Per DCWP’s scam tips page, set a family code word that you can ask for to verify identity.
4. Fake rental listings asking for deposits via Zelle, wire, or PayPal Friends & Family
Listings appear on Craigslist, Instagram, Facebook Marketplace, and sometimes lookalike versions of legitimate rental sites. The “landlord” is unreachable in person, will not let you tour the apartment, and pressures you to send a deposit to hold the unit. According to NYPD crime-prevention guidance, no legitimate landlord asks for a deposit before you have seen the apartment in person. The NY Department of State has issued formal alerts on this pattern — see the official consumer alert at dos.ny.gov.
5. FIFA World Cup 2026 and major-event ticket fraud
With the FIFA World Cup coming to NYC this summer, fake ticket sites, fake hotel bookings, and fake “VIP package” offers are circulating. Only buy from the official FIFA ticketing platform. If a price looks 70% below face value, it is a scam. Use a credit card (not a debit card or wire) for any ticket purchase so you have chargeback rights.
If you have already lost money
Move fast, but in this order:
- Contact your bank or card issuer immediately. Wire and Zelle transfers are difficult to reverse, but credit card charges and some debit card charges can be disputed.
- File with DCWP: Call 311 or go to nyc.gov/dcwp and file a complaint. From outside NYC, call 212-NEW-YORK (212-639-9675).
- Report to the NYPD: Call 646-610-SCAM or file a report at your local precinct. For financial crimes, ask about the precinct’s detective squad.
- Report to the FTC: File at reportfraud.ftc.gov. This feeds federal investigations of large fraud networks.
- For identity theft: File at identitytheft.gov and place a fraud alert with one of the three credit bureaus.
Protecting an older relative
Have the conversation before something happens. Per the DCWP older-adults tips page, the most effective protection is a habit: anytime a call, text, or email creates a sense of urgency, the response is to hang up, walk away from the screen, and call a trusted contact before doing anything. Suggested ground rules:
- Agree on a family code word for emergency calls
- No gift card payments to any “agency” — ever
- No wire transfers, Zelle, or cryptocurrency to anyone they have not met in person
- Whenever in doubt, hang up and call you (or another trusted family member) before sending anything
How to Take Action
- NYPD Scam Hotline: 646-610-SCAM (646-610-7226)
- NYC DCWP Consumer Complaints: 311, or 212-NEW-YORK (212-639-9675) from outside NYC
- DCWP scam tips: nyc.gov/site/dca/consumers/scams.page
- DCWP “10 Worst Everyday Scams”: nyc.gov/site/dca/consumers/10-worst-everyday-scams
- Tips for older adults: nyc.gov/site/dca/consumers/older-adults
- Tips for immigrants: nyc.gov/site/dca/consumers/immigrants
- Report fraud to the FTC: reportfraud.ftc.gov
- Identity theft recovery: identitytheft.gov
- NY State rental scam consumer alert: dos.ny.gov
FAQ
Will the NYPD really call me about a warrant? No. The NYPD does not call to demand payment, gift cards, or personal information. If a caller claims to be NYPD and asks for any of those, it is a scam.
Is 646-610-SCAM the same as 911? No. 911 is for crimes in progress and emergencies. 646-610-SCAM is the NYPD’s scam-awareness reporting and prevention line. If you are in immediate danger, call 911 first.
What if I’m embarrassed about being scammed? Report it anyway. Scammers count on victims being too embarrassed to come forward. Every report helps the NYPD and DCWP track patterns and warn others.
Can NYC help if I sent money to a fake landlord? File with DCWP and NYPD — they investigate rental fraud patterns and have, in past cases, recovered some funds when the same fraudster targeted multiple victims. Speed matters.
HelpNewYork publishes a safety bulletin every week. Save 646-610-SCAM in your phone, share this page with someone you look out for, and check back for updates.

